Enough in reserve?

September 2016

Reserving may not be the sector’s most exhilarating topic but it could not be more important to insurers’ balance sheets. Deficient reserves have arguably been the biggest catastrophes ever to have pummelled the (re)insurance sector and empirical data bears this out.

In fact, it was the liability crisis of 2001-2005 which most recently came closest to pushing the insurance sector over the brink.

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